Upon using this website, all new or existing Investors are deemed to have read, understood, agreed and consented to the following notice and disclaimer before utilizing any services rendered and/or offered by SmartFunding Pte. Ltd (“SmartFunding”).
RISK OF INVESTING ON THE PLATFORM
The risk of investing on our Platform may include, but not limited to, the following:
1. SmartFunding and its officers and/or employees shall in their fullest capability assess the background and invoices provided by the Seller through its own internal assessment before accepting the Seller’s application to make a request for an invoice financing. However, SmartFunding does not guarantee, warrant, make any undertaking and/or representation to any Investors that the background and invoices provided by a Seller is absolutely true. Assessment of a Seller’s background and invoices is made based on the information and documentation provided by the Seller and as such may contain unavoidable errors and SmartFunding shall not be liable for losses and/or damages incurred by the Investors as a result of these errors.
2. SmartFunding through its best endeavours will ensure that the online Platform will operate smoothly. However, there might be instances where technical errors on the Platform will happen and there might be loss of funds incurred by the Users of the Platform. In such an event, it is understood and agreed that the Users of the Platform shall not hold SmartFunding liable for any loss and/or damages incurred resulting from the technical errors of the Platform.
3. Investors are also reminded that there are the possibility and risks that the Seller or Debtor might default in its repayment in regards to the invoice financing and might not be able to recover fully or partially the funds which are invested in the invoice financing request.
The invoice financing section of SmartFunding’s website is only a platform for its registered users to either upload and make available its invoices intended to be sold to the Investors or to allow Investors to make a purchase on those invoices only.
There will be relevant information regarding the Sellers on our website and Investors may refer to the information to better understand the Sellers. However, SmartFunding does not warrant and/or represent to the users of the website that any such information is reliable, accurate, verified and/or complete. SmartFunding and its directors, officers, staffs, employees, members, representatives, affiliates, agents, parent(s), subsidiaries, successors and assigns shall not be held responsible and/or liable for any losses and/or damages as a result of the use and/or reliance on any information as provided in the website.
Information on SmartFunding’s website should not be taken as any form of advice and/or recommendation by SmartFunding to invest in any of the invoice available on the website. Should the users of the website require additional consultation on the investments intended to be made, it is advised that the users personally engage the relevant consultants and/or experts before making an investment on the website. Users should make its own efforts to validate the accuracy of the information provided on the website.
Investors understand that the invoice financing services provided and/or offered by SmartFunding is not licensed or regulated by the Monetary Authority of Singapore. It is not governed by the Securities and Futures Act (Cap. 289), Moneylenders Act (Cap. 188) or the Banking Act (Cap 19).